Imagine being involved in a car accident through no fault of your own. You find that your car is wrecked and your whole body is in pain. The person who hit you apologizes profusely and says “it was all my fault.” Later that day, he gets a phone call from that person’s insurance company. The phone adjuster asks how she feels and tells her he’ll “take care of you.” He sees his doctor, who refers him to a chiropractor to take care of his back injuries. You finish your treatment four months later and the bills add up to about $5,000.00. You call the insurance company and send them all your bills. The adjuster calls back and suddenly starts telling you that you went to the doctor too long, the bills are too high, and you weren’t injured that badly. They offer you $1,000.00 to settle the claim and they don’t give you another penny. The bottom line of being a victim now means you have to pay money out of pocket to take care of your bills.

To avoid this unfortunate outcome, the victim should always hire a personal injury attorney. Hiring an attorney will level the playing field against the big insurance companies. The goal of an insurance adjuster is to pay you the least amount of money possible because they work for a business. As such, they will belittle his claim and try to force him to take as little money as possible. Since personal injury attorneys have experience with these companies, they will be able to help you through the process by helping you get the doctors you need to treat your injuries and the settlement you deserve for dealing with those injuries. Studies have shown that victims who have attorneys on their side get settlements three to four times higher than victims who represent themselves. Attorneys will also be able to advise you on getting your car repaired correctly and in a timely manner, getting a rental car while your car is being repaired, finding doctors who are willing to work with a lien and only get paid from the settlement proceeds. . The most important thing to remember is that most personal injury attorneys work on a contingency basis, so if you don’t win your case, you won’t have to pay for their services. Also, most attorneys do not require you to pay an up-front fee. Hiring an attorney is truly a win-win situation for the victim. Insurance companies only care about your bottom line, so hire a personal injury attorney and get the settlement he truly deserves.