Donegal Insurance Group has its origins in the birth of the Donegal and Conoy Mutual Fire Insurance Company in 1889. It all started in Marietta, Pennsylvania, when farmers in the area decided to form the company to preventively protect themselves from losing their property in a fire. incidents and the potential impact that is certain to follow, especially the financial aspect of that impact. Over time, they changed their name to Donegal Mutual Insurance Company. And one of the products it offered to the buying public is Donegal car insurance.

Liability for bodily injury and property damage is the primary coverage provided by Donegal auto insurance policies. It also includes coverage for physical damage to a vehicle. Liability for bodily injury includes coverage of any liability and legal obligation in the event of accidents that have caused some type of injury to other drivers, their pedestrians and passengers. Property damage liability coverage, on the other hand, provides protection for unfortunate accidents that damage other people’s property. And if that accident ever involves any legal costs, especially defense, then you will also be covered. There is also a certain type of coverage intended for anyone without insurance, even those who are underinsured. Uninsured and / or underinsured coverage will protect the client and their immediate family members from the costs of injury in the event of an accident caused by an uninsured or underinsured motorist.

There are also other attractive features included in your auto insurance policies:

• They offer good discounts for students.
• Donegal’s insurance system can accommodate high taxable accident thresholds
• They also offer different programs related to first accident forgiveness. This means that Donegal Insurance will not increase your insurance rate after the first few at-fault accidents.
• Excellent drivers are entitled to additional discounts.
• PACE Protector Support Program.

The auto insurance policies that Donegal offers have several options to help you get the most out of your coverage. There is also collision coverage that takes care of the costs of repairing your vehicle damaged by the other party in an accident. Another type, “non-collision” coverage, is offered particularly in cases such as fire, theft, vandalism, glass breakage, and other known hazards.

You also have the option of adding coverage for your disabled car towing and other labor charges, and rental reimbursement coverage to handle paying the cost of the rental car in the event of a vehicle loss. You can also save on Donegal insurance coverage if your car has passive seat belts and air bags. It would also be ideal if you have anti-theft devices and anti-lock brakes in your car. You can qualify for credits with these. There are also other wonderful discounts that you can enjoy if you carpool and have taken a driver education class. Save extra money by taking advantage of the multi-car discount program. You may qualify if you have an insured car more than once. Now you can see why Donegal car insurance is the best.